Delaware Accidents

FAQ Glossary Topics Team

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Search results for “undocumented”

20 results

Three insurers are dodging your crash. Your immigration status doesn't erase the claim.

A left-turn crash in Middletown can turn into an insurance circus fast, but being undocumented does not cancel your right to make an injury claim.

ARTICLE by Deborah Cannon

uninsured motorist penalty

A legal consequence for driving without required auto insurance. "Uninsured motorist" means a driver who has no valid liability coverage in place when the law requires it....

hit and run statute

A crash can get much more expensive, and much harder to sort out, when a driver leaves instead of stopping. For an injury claim, that can affect who pays, whether police can...

My carrier says the dashcam exists but "they won't release it" after that Smyrna lane-drift wreck

A Delaware truck driver can still bring a claim after a lane-drift crash even if the other side sits on dashcam footage, but waiting around for them to "cooperate" is where cases start dying.

ARTICLE by Maria Santiago

I just realized that fast settlement call after my Middletown off-ramp crash was the trap

A welder gets hit by a wrong-way driver, the at-fault policy is tiny, and the insurance company starts pushing the usual tricks before the full damage is even clear.

ARTICLE by Keisha Williams

Did I miss Delaware's deadline because I'm undocumented and scared to report my Middletown crash?

Everyone says being undocumented means you cannot file, but actually Delaware injury deadlines do not change based on immigration status. What most people assume is that fear,...

Almost two years later, this Smyrna postal worker may be out of time and out of money

A Smyrna mail carrier's claim can go from six figures to zero fast when a sideswipe blame fight drags on and the Delaware filing deadline is about to hit.

ARTICLE by Stephanie Chen

duty to stop and render aid

After a crash, a driver must remain at the scene, provide identifying information, and give reasonable help to anyone who is injured, including calling for emergency assistance...

Your doctor says surgery now. The comp insurer says fog caused chaos, not your injury

A Wilmington home health aide hurt in a near-zero-visibility pileup can still be covered by workers' comp even when fog started the chain reaction, and a surgery denial usually turns on medical proof, not the weather.

ARTICLE by Tom Ridgeway

hands-free driving law

A hands-free driving law is a rule that limits drivers to voice-operated or otherwise hands-free use of phones and similar devices while a vehicle is being driven. "Hands-free"...

Options After an Uninsured Driver Crash in Delaware

If the driver who hit you has no insurance in Delaware, your own uninsured motorist coverage usually becomes the fight, and the timeline matters fast.

ARTICLE by Deborah Cannon

My husband can't drive after a Milford dock crash, and now they're blaming him for "not mitigating"

A denied injury claim after a loading-dock truck crash in Milford often turns on whether the insurer can really prove your spouse made his injuries worse by ignoring treatment or work restrictions.

ARTICLE by Patricia Hazzard

He crossed the center line and now he says you'll get sued?

A head-on crash claim in Delaware can die fast if you let a bluff about "defamation" slow down the reporting, medical records, and filing deadlines.

ARTICLE by Patricia Hazzard

No money for a lawyer after a Wilmington I-95 pileup - are you actually screwed?

A Wilmington parent in a chain-reaction crash can still have multiple places to recover money even when the borrowed car's owner's insurer tries to duck out.

ARTICLE by Keisha Williams

Got a denial letter saying your surgery isn't approved after an Uber crash?

An Uber passenger hurt by a drifting tractor-trailer on I-95 can have a workers' comp surgery denial and a separate injury claim at the same time, and the denial letter is usually not the end of the fight.

ARTICLE by Keisha Williams

i got hit in Smyrna by a kid with a permit and now they're blaming an old MRI

A welder in Smyrna got seriously hurt by a teen driving illegally on a learner's permit, and the insurer is trying the usual trick of saying the injury was already there.

ARTICLE by James Nutter

open container law

No, it does not only apply when a driver is drunk, and no, putting a cap back on the bottle does not magically make it legal. An open container law is a rule that restricts...

negligent driving

People often mix up negligent driving with reckless driving, but they are not the same. Negligent driving usually means a driver failed to use reasonable care behind the wheel...

unreasonable delay

You just got a letter that says your claim is still "under review" even though the insurer has had your medical records, repair estimates, and witness statements for weeks or...

aggressive driving statute

No, it is not just "road rage." Road rage is anger. An aggressive driving statute targets the driving behavior itself: a pattern of unsafe, hostile, or pushy moves behind the...